Hi,
SketchyMTB is now officially affiliated to CTC. (check out the attached policy doc.)
A big "thankyou!" to everybody that donated towards this.
Please be aware that the "CTC Organiser's Liability Cover for Affiliated Bodies" Insurance Coverage which SketchyMTB has taken out does not provide cover for any SketchyMTB Member, Moderator, Ride Leader or Ride Participant if they are sued
personally for any injury or damage caused to any Person or Property during any ride, be it a SketchyMTB Ride or other riding. However, any claim would
'chase the money', i.e. SketchyMTB's insurance rather than the individual who is unlikely to have personal liability insurance.
To make a ride a SketchyMTB ride, you must ensure that there are no more than 5 guest riders on regular rides, i.e. Wednesday @ Blean and that there is a list/collection of names, whether online or on paper.
The policy only provides cover for the entity of SketchyMTB.
You may already have personal liability insurance for activities such as cycling through your own Household Insurance. If this is not the case SketchyMTB strongly recommends that you consider purchasing your own Liability Coverage, such as provided by CTC for individuals. See
http://www.ctc.org.uk/account/jointype.aspx (currently £12 per year)
Finally, as with any insurance, it is vitally important that you read and understand the cover provided. Also, SketchyMTB is not, in any way, qualified to provide any sort of insurance guidance aside from the fact that it is something that you should strongly consider in this litigious society we now live in.
If you have any questions regarding the above and you can't find the answer at the
CTC webbie, please email CTC directly or PM me.
Anyway, let's forget about this now and
"just get out & ride"Admin.