My Guide to Buying Insurance for your Bike

[treaclesponge]

I'll ask the guys in town then.

I've got a folder full of receipts too. And a wicked good spreadsheet. I've heard insurance companies appreciate components weights in grams!  

I suspect Breezer has beaten you to it in the 'cool spreadsheet' competition. Im half expecting him to pull out a Sketchup drawing to demonstrate geometry

[Breezer]

Having a components weight spreadsheet in Google drive for access anywhere would be really sad

[Yankee]

Has anyone had to buy insurance lately? Any recommendations? My most expensive bike is less than £2k, if that affects your recommendations.

[BennyP]

A few months back now - But AA - all online and very easy to list a value of your item and sort of reasonable. Have a go!  

[BikeWheelGuy]

We were in Barclays for something completely unconnected and they asked if we wanted a quote for home insurance. I asked about adding bikes to our existing policy and they told me to go jump but Barclays added in bikes (plural) for pennies and only wanted to know value of the most expensive one.
Bike insurance can be hideously expensive but if you have a bank account they fall over themselves to add things onto their books. Worth asking...

[Skid]

Mark and Spencer's will still cover bikes if there under two thousand, in with your policy for no extra cost. if more then are added on Sepratly.

[Yankee]

Going with AA via comparethe market. We were able to specify the value for each of my three bikes. As mentioned above, no additional premium since they are under £2K each.

[paul_f]

I am considering a new bike in the new year. Who are people using for insurance nowadays? I am currently with Aviva for my house insurance with 2 relatively expensive bikes covered. I'll ask them how much more it would be a with a more expensive bike on it.

I got a extremely good deal using Quidco cashback but also by making a mistake. I put the wrong starting day (the following day rather than the following week). I contacted CS to fix it and all they could do was cancel it. I then reapplied with the correct start date, but as I was now an existing customer I got 20% off!

[Skid]

Just renewed ours, second year with pedalcover https://pedalcover.co.uk/ seems like a good insurance and I was happy with the price, covered bikes up to any amount at home and up to 15k in total away from the house.

[Blackers]

Crikey I forgot I wrote this. I must have had a lot of spare time!